Medicare Extra Benefits
Many Medicare plans offer benefits beyond basic medical coverage — dental, vision, hearing, fitness, and more.
What extra benefits are available?
Original Medicare (Parts A & B) provides solid coverage for hospital and medical services, but it doesn't cover many things seniors need most — dental care, eyeglasses, hearing aids, and prescription drugs.
Medicare Advantage plans (Part C) are required to cover everything Original Medicare covers, but many go far beyond that — offering a richer array of extra benefits that can significantly improve your health and quality of life.
The availability and generosity of these benefits varies by plan and county. Deborah can compare all plans available in your area and identify which ones offer the extra benefits most important to you.
Extra benefits you may be missing
Dental Coverage
Many Medicare Advantage plans include dental benefits covering cleanings, X-rays, fillings, and sometimes major dental work. Standalone dental plans are also available.
Vision Coverage
Coverage for annual eye exams, prescription eyeglasses, and contact lenses. Often bundled with dental in Medicare Advantage plans.
Hearing Coverage
Coverage for hearing exams and hearing aids — a significant benefit as Original Medicare doesn't cover hearing aids.
Prescription Drug Coverage (Part D)
Standalone Part D plans or coverage included in Medicare Advantage plans that help pay for prescription medications.
Over-the-Counter (OTC) Allowance
Many Medicare Advantage plans provide a quarterly allowance for OTC health products like vitamins, pain relievers, and first aid supplies.
Fitness Benefits
Programs like SilverSneakers provide free gym memberships and fitness classes through many Medicare Advantage plans.
Transportation Benefits
Some plans provide transportation to medical appointments, reducing barriers to care.
Meal Delivery
After a hospital stay, some plans provide home-delivered meals to support recovery.
Find plans with the benefits you need
Deborah will identify which Medicare Advantage plans in your area offer the extra benefits most important to you.
Questions people ask before choosing plans for extra benefits
These answers help explain how dental, vision, hearing, and other extras should fit into a bigger Medicare decision.
No. Original Medicare generally does not include routine dental, routine vision, or hearing-aid coverage. Many Medicare Advantage plans add some of these extras, but the scope of coverage varies a lot by carrier and county.
Don't miss out on benefits you're entitled to
Many Medicare beneficiaries are leaving valuable extra benefits on the table. Let Deborah find the plan that maximizes your coverage.