Medicare Supplement Plans
Fill the gaps Original Medicare leaves behind — predictable costs, nationwide coverage, and no network restrictions.
What Is Medicare Supplement Insurance?
Original Medicare (Parts A & B) covers most medical expenses, but it doesn't cover everything. You're responsible for deductibles, copayments, and coinsurance — costs that can add up quickly, especially if you have a serious illness or frequent medical needs.
A Medicare Supplement plan (also called Medigap) is a private insurance policy that helps pay these out-of-pocket costs. With the right Medigap plan, you can have near-complete coverage with very predictable monthly costs — and you can see any doctor or hospital in the country that accepts Medicare.
The Most Popular Medigap Plans
The most comprehensive plan available to new Medicare enrollees. Covers everything except the Part B deductible.
- Part A coinsurance & hospital costs
- Part B coinsurance/copayment
- Blood (first 3 pints)
- Part A hospice coinsurance
- Skilled nursing facility coinsurance
- Part A deductible
- Foreign travel emergency (80%)
Lower premiums than Plan G with small copays for office visits and ER. Excellent value for healthy enrollees.
- Part A coinsurance & hospital costs
- Part B coinsurance (with copays)
- Blood (first 3 pints)
- Part A hospice coinsurance
- Skilled nursing facility coinsurance
- Part A deductible
- Foreign travel emergency (80%)
The most comprehensive plan — covers the Part B deductible too. Only available if you were eligible for Medicare before Jan 1, 2020.
- Everything Plan G covers
- Part B deductible
- Part B excess charges
Medicare Supplement FAQ
Compare Plans from Multiple Carriers
Medigap premiums for the same plan can vary significantly between carriers. Deborah shops the market to find you the best rate.
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